SIMPLIFYING THE
COMPLEXITIES OF
YOUR FINANCES
  • Facebook
  • Twitter
  • Instagram
OUR SERVICES
VISIT US

Stadium House

Alderstone Road

Livingston

EH54 7DN

Findlay & Co Financial Solutions Ltd is registered in Scotland, Company number: SC550871. Registered Address: 18 Ladywood Place, Livingston, Scotland, EH54 6TA

The Financial Conduct Authority does not regulate advice on commercial and agricultural mortgages, trusts, auto-enrolment, buy-to-let mortgages, or advice on some tax matters

The information and content within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

© 2019 Findlay & Co Financial Solutions Ltd

PENSIONS

Protecting your Future

HOW DO I PREPARE FOR RETIREMENT?

We will work with you to define your retirement goals - ensuring the best method and timing for you.

PERSONAL PENSION

A personal pension plan helps you save money for retirement and is available to any UK resident aged between 16 and 75. Contributions to a personal pension attract tax relief at your marginal rate.

STAKEHOLDER PENSION

A stakeholder pension is a type of personal pension plan designed to provide an optional lump sum and income in retirement. They are available to any UK resident under the age of 75.

STATE PENSION

A regular payment made by the government to people who have paid or been credited with a minimum amount of National Insurance contributions and have reached State Pension Age.

ANNUITIES

An annuity is a contract between a provider and a pension scheme member where the member uses some or all of their pension savings to purchase a regular and guaranteed income.

DRAWDOWN

Drawdown is a more flexible approach which has recently been introduced, allowing access to your pension funds in ways not seen before, matching your individual needs and requirements.

AUTO ENROLMENT

Any employer (with at least one member of staff) must automatically enrol every employee between the age of 22 and State Pension Age, earning in excess of £10,000 per annum, into a workplace pension scheme.

CALL US

Tel: 01506 414332

EMAIL US
OPENING HOURS

Mon - Fri: 9am - 5pm

(Or outwith by appointment)