Protecting your Future
HOW DO I GET MY MONEY TO
WORK HARDER FOR ME?
We provide a professional, qualified service ensuring that our clients are presented with investment opportunities available which are suited to their individual requirements.
An ISA is a tax-efficient vehicle which can hold savings in cash, stocks and shares, or a combination of the two, up to a specified annual limit. The 2021/22 limit is £20,000 per individual.
Similar to Unit Trusts, Investment Trusts are publicly listed companies which invest in assets and shares of other companies, using the money of you and others.
This is a large fund of monies and/or investments pooled together and controlled by trustees with the aim of gaining capital appreciation, income or both.
With a collective investment, your money is pooled along with that of other investors to create a large capital sum. Fund managers then use this sum to build up a large portfolio of investments.
Investment Bonds are life insurance contracts used for the purposes of investment. They are designed to give capital growth and/or income over the medium to long term.
Working along the lines of normal ISAs they allow tax-free savings for children. Again, these be held as either cash, stocks and shares or a combination of the two. The 2021/22 limit is £9,000 per individual.
Tax treatment varies according to individual circumstances and is subject to change.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.